Agriculture is the core occupation for more than two-thirds of the population in Odisha. Majority of the cultivated area in the State is vulnerable to various types of climatic and other risks such as floods, drought, pests and diseases, hailstorms, etc.

The state has been severely affected by several floods in the last 15 years, with eight being severe in magnitude including the devastating Fani cyclone in 2019. This climatic risk discourages agricultural investments and reduces crop productivity in the state. 


International Rice Research Institute (IRRI) in collaboration with the Department of Agriculture and Farmers’ Empowerment (DAFE), Government of Odisha, aimed to support smallholder farmers through developing and making available cutting edge science and technologies under the project “Increasing Productivity of Rice-based Cropping Systems and Farmer’s Income” to enhance their resilience in the light of climate change. One of the objectives of the project is to develop socially acceptable crop insurance as one of the social safety net interventions to mitigate risks in rice production. Crop insurance helps secure and stabilize farm incomes by protecting against crop losses due to climatic risks. Providing financial safety net through insuring against crop loss is expected to spur farm investment, innovations, and adoption of technologies such as improved seeds, use of chemical fertilizers, machinery, etc.